Last Updated: June 2025

1. Agreement to Terms

By accessing or using WiseMint's services, you agree to be bound by these Terms of Service and our Privacy Policy.

2. Description of Services

WiseMint provides independent portfolio analysis and performance verification services. We do not provide investment advice, financial planning, or portfolio management services.

3. User Accounts

• You must provide accurate information when creating an account
• You are responsible for maintaining the security of your account
• You must notify us of any unauthorized access

4. Subscription and Payments

• Subscription fees are billed monthly or annually
• All fees are non-refundable unless otherwise stated
• We may modify pricing with 30 days notice

5. Data Access and Security

By using our services, you authorize us to:

• Access your investment account data through secure third-party connections
• Store and analyze your portfolio information
• Generate performance reports based on your data

6. Limitations of Liability

WiseMint is not responsible for:

• Investment decisions made based on our analysis
• Accuracy of third-party data
• Service interruptions or data loss

7. Intellectual Property

All content, features, and functionality of our services are owned by WiseMint and protected by copyright and other intellectual property laws.

8. Termination

We may terminate or suspend your account for any reason, including violation of these terms. Upon termination:

• Your access to our services will cease
• We will retain your data as required by law
• Certain provisions of these terms will survive

9. Changes to Terms

We may modify these terms at any time. Continued use of our services constitutes acceptance of updated terms.

10. Contact Information

For questions about these terms, please contact us at legal@wisemint.ai